Lawrence R. DeLegge
Investment Advisor Representative
Chief Investment Officer
DELEGGE FINANCIAL SERVICES, Inc.
1834 Walden Office Square, Suite 500 · Schaumburg, IL 60173
(847) 818-9653 · Fax (847) 303-0108
E-mail: Larry@DeLeggeFinancial.com · Web site: www.DeLeggeFinancial.com
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Up Front, Quick Hits, and Snap Shots
74% of Americans with household incomes of $100,000 or more believe that the stock market will be about the same or higher in January 2011 than it was one year earlier.
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Why You Need to Calculate Your Retirement Needs
If ignorance is bliss, then you can consider the bulk of Americans as blissfully unaware of the amount of money they will need in order to enjoy a comfortable retirement.
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Leaving Your Job? Put an IRA to Work
After leaving a job, workers generally have three options when it comes to the money they have saved in their former employer’s retirement plans.
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A Question of Identity
The Federal Trade Commission (FTC) estimates that up to 9 million Americans are victims of identity theft each year.1 Education is the first step to help protect yourself from ID theft. Take this short quiz to see how much you know.
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The information contained in this newsletter is not intended as tax or legal advice, and it may not be relied on for the purpose of
avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed
constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Emerald.
Copyright 2010 Emerald.

Securities offered through: J.W Cole Financial, Inc. Member FINRA and SIPC. Advisory services offered through: DeLegge Financial Services, LLC.